Payments AI: agentic score 49

49/100

C

Agentic score

Checked 2026-10-09 · score rules v2 · scored as business (type unknown)

Can an AI agent…

Message the business?: No
Book?: No
Order?: Yesthrough its MCP door (https://mor.payments.ai/api/mcp), checked 2026-10-09
Sign a person up?: Yesthrough its MCP door (https://mor.payments.ai/api/mcp), checked 2026-10-09
Cancel a booking or an order?: No
Ask for a quote or negotiate?: Not applicable to business (type unknown)

Rank

#7 of 109 software and AI companies checked in US
#37 of 2,146 checked overall

This rank counts every business checked, named on a leaderboard or not; a leaderboard numbers the businesses it names and no others, so a place there can be higher. Ordered by agentic score, then the most recent check. This is not the directory's search order, which nobody can pay to change. Leaderboards

Everything we checked

Capability	State	Door and how	Source	Points of weight
Find	Partly	structured data on its site	source 2026-10-09	2.5 of 5
Catalogue	Yes	MCP: tool list_products	source 2026-10-09	5 of 5
Message	No			0 of 13.3
Book	No	Book, order or sign up count as one: the better of them scores.		13.3 of 13.3, shared with order and sign up
Order	Yes	MCP: tool create_orderBook, order or sign up count as one: the better of them scores.	source 2026-10-09	counted with book
Sign up	Yes	MCP: tool create_merchant_accountBook, order or sign up count as one: the better of them scores.	source 2026-10-09	counted with book
Pay	Yes	MCP: tool update_checkout_customization	source 2026-10-09	13.3 of 13.3
Change	No			0 of 7.5
Cancel	No			0 of 7.5
Track	No			0 of 10
Receipt	No			0 of 7.5
Membership	Yes	MCP: tool update_plan	source 2026-10-09	7.5 of 7.5
Policies	Yes	OpenAPI: operation GET /mor/privacy-policy.md getMarkdownMorPrivacyPolicyMd	source 2026-10-09	5 of 5

+ 7 more that don't apply to this kind of business

Capability	State
Availability	Not applicable
Negotiate	Not applicable
Return or refund	Not applicable
Feedback	Not applicable
Vouchers	Not applicable
Waitlist	Not applicable
Support	Not applicable

How to raise it

Let agents send you a message (+14 points): Publish a door that takes messages: an agent inbox, an A2A skill, or a tool such as send_message on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json.
Let agents see the status (+11 points): Add a tool or operation such as get_order_status or GET /orders/{id} on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json.
Let agents change a booking, an order or a membership (+8 points): Add a tool or operation that changes what an agent booked, ordered or signed up for, such as reschedule_booking, update_order or update_membership on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json.
Let agents cancel (+8 points): Add a tool or operation that cancels a booking or an order, or ends a membership or an account, such as cancel_booking, cancel_order or end_membership on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json, and publish your cancellation policy.
Let agents get a receipt or invoice (+8 points): Add a tool or operation such as get_invoice on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json.
Publish who you are, when you are open and where (+3 points): Add schema.org LocalBusiness markup (its most specific type) with name, address, geo and openingHoursSpecification.

Message for your web person

Hello,

We checked payments.ai with Surfing Dog on 2026-10-09. Its agentic score is 49 (C), scored as a business of a kind not known. Full result: https://surfingdog.ai/b/payments.ai

AI agents can already read its catalogue, order, sign a person up, pay, manage a membership and read its policies here.
To let them do more, the changes worth most points:

1. Let agents send you a message (+14 points): Publish a door that takes messages: an agent inbox, an A2A skill, or a tool such as send_message on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json.
2. Let agents see the status (+11 points): Add a tool or operation such as get_order_status or GET /orders/{id} on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json.
3. Let agents change a booking, an order or a membership (+8 points): Add a tool or operation that changes what an agent booked, ordered or signed up for, such as reschedule_booking, update_order or update_membership on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json.
4. Let agents cancel (+8 points): Add a tool or operation that cancels a booking or an order, or ends a membership or an account, such as cancel_booking, cancel_order or end_membership on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json, and publish your cancellation policy.
5. Let agents get a receipt or invoice (+8 points): Add a tool or operation such as get_invoice on your MCP door at https://mor.payments.ai/.well-known/mcp/server-card.json.

How the score works: https://surfingdog.ai/v1/score-rules
This is not a certification: it is what was read on the site's own pages and doors on 2026-10-09.

Badge

<a href="https://surfingdog.ai/b/payments.ai"><img src="https://surfingdog.ai/badge/payments.ai.svg" alt="Agentic score, checked by Surfing Dog" height="20"></a>

Put it on your own site if you like; nothing is placed anywhere for you.

Is this your business?

Claim or correct it: register_business or update_business from your AI (how).
Hide this result: update_business with score_page: "hidden" and your claim token or a proof.
Stop all crawling: https://surfingdog.ai/bot#stop.

Checking a site is not claiming it: anyone can check any site, and its owner alone can claim, correct or hide it.

This is not a certification: it is what our crawler read on payments.ai's own site and doors on 2026-10-09, scored by the published rules. Nobody can pay for a score or a place.

Evidence: declared — the business's own site or door says so; we have not tried it.